Lending Lakes & Co
The team behind the ratio
Investor lending done by people who answer texts, remember your portfolio, and think a boring closing is the highest art form. Based in Eden Prairie, working wherever your deals are.
Team lead
Ashland Alitz
Branch Sales Manager · Loan Officer · NMLS #1584948
Ashland started as a loan officer in 2017 and climbed to top producer and Branch Sales Manager at one of Fairway’s leading Minneapolis-area branches. In 2024 she personally closed 126 loans for $43.7 million while her branch helped over 900 families — earning HousingWire’s 2025 Rising Star recognition and Scotsman Guide Top Originator honors. Then she raised her own bar: 136 loans and $48 million in 2025.
She leads a 16-loan-officer team with what HousingWire called an abundance mindset — which, in practice, means your 9pm Zillow link gets opened, your ratio gets run, and your file gets the same attention whether it’s door number one or door number eleven.
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Loans Ashland closed in 2025
$0M
2025 personal volume
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Families helped by our branch in 2024
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Loan officers on the team
2025 production figures provided by the Lending Lakes team; branch figures from Ashland's 2025 HousingWire Rising Star profile. Read verified client reviews on Experience.com →
The whole crew
Five people, one standard
Ashland Alitz
Branch Sales Manager · Team Lead · NMLS #1584948
A 2025 HousingWire Rising Star and Scotsman Guide Top Originator, Ashland personally closed 136 loans for $48M in 2025 and leads a 16-LO team out of Fairway’s Eden Prairie branch. Investor lending is her home turf.
Olivia Swanson
Loan Officer
Olivia keeps investor files moving and clients laughing — equal parts precision and personality (and a well-documented Diet Coke habit).
Ella Krispin
Loan Officer
Ella brings fresh energy and relentless follow-through to every file, from first rental to full portfolio.
Ashlyn Long
Loan Officer
Ashlyn translates lending jargon into plain English and keeps investors two steps ahead of their own timelines.
Melissa Smith
Team Member
Melissa is the steady hand behind the scenes — the reason files close on time and nobody has to chase paperwork twice.
Plus the Fairway bench
Behind the team sits Fairway’s full operations, underwriting and marketing machine — the reason a boutique-feeling team closes with big-shop speed.
📱 Text-speed answers
Mortgage questions don’t keep business hours. Neither, mostly, do we.
🧮 Math before pitch
If the deal doesn’t pencil, we say so. A "no" that saves you money outranks a "yes" that costs you.
🔒 Privacy by default
This site collects nothing — no forms, no trackers, no cookies. Your data enters Fairway’s secure systems only when you apply.
Where we work
Eden Prairie HQ, licensed in nine states
Home base is Fairway’s Eden Prairie, MN branch — 7500 Flying Cloud Drive, Suite 900, Eden Prairie, MN 55344 — with lending reach across Minnesota, Wisconsin, Iowa, North Dakota, Arizona, Florida, Montana, New Hampshire & Texas. Stop by for a coffee, or do the whole thing from your phone like most of our investors do.
All the ways to reach us →Got a deal on the table? Run it past the team.
No pressure, no jargon, no obligation — a straight answer on whether the numbers work, from a team that lives in investor lending. Text, call, or apply whenever you’re ready.